Published October 25, 2026 in Market Update

Steamboat Springs saw more sales even as prices eased

By Cole Helberg

Real estate, Primary market

The one fact that changes what you should do: the Real Estate Data Aggregator counted 158 homes sold in ZIP 80487 in the three months ending August 31, 2026. That is up 22.5% from the same months in 2025. More homes sold, yet the median price fell. Price your home with both of those facts in mind.

The Real Estate Data Aggregator put the median sale price in 80487 at $1,050,000. That is down 9.5% from a year before. Prices did ease. But 158 closed sales says buyers were still here and still writing checks.

Freddie Mac reported the 30-year fixed rate averaged 7.32% as of October 22, 2026. That is real money on top of a seven-figure price. And yet pending sales in 80487 climbed 20.6% year over year, per the Real Estate Data Aggregator. Buyers are absorbing that rate and still moving.

How fast are homes moving?

The Real Estate Data Aggregator put the median days on market in 80487 at 33 days. That is 6 days longer than the same period in 2025. Not every home sold fast. Still, 33 days is a reasonable window for a market at this price level.

The Real Estate Data Aggregator also found that 21.1% of homes in 80487 went under contract within two weeks of listing. That is down 9.2 points from a year before. So the share of quick sales dropped. Price and condition still matter a lot.

The Real Estate Data Aggregator shows homes in 80487 sold at 96.4% of list price on average. That is down 0.7 points from a year ago. And only 7% sold above list, down 4.6 points. Sellers who priced at the top of the range gave up more ground than those who priced carefully.

What about Hayden and Oak Creek?

The Real Estate Data Aggregator counted 13 homes sold in both ZIP 81639 (Hayden) and ZIP 80467 (Oak Creek) in the same period. Both saw sales rise year over year. The stories are a little different, though.

In Hayden, the Real Estate Data Aggregator put the median sale price at $630,000, up 5.9% from a year before. Homes took a median of 55 days to sell, which was 24 days longer than the year before. More inventory arrived: homes for sale rose 9.4%. Buyers there had more choices and took more time.

In Oak Creek, the Real Estate Data Aggregator put the median sale price at $960,000, down 6.5%. But homes sold in a median of just 30 days. That is 25 days shorter than a year before. Inventory fell 15.8%. Fewer homes were available, and the ones that were priced well moved quickly.

The bigger picture

The National Association of Realtors reported that existing-home sales across the country reached 3.99 million units in September 2026. Nationally, existing-home prices were up 1.3% year over year in September 2026, per the National Association of Realtors. Steamboat Springs prices moved the other way, down 9.5%, while sales volume climbed.

Freddie Mac put the 30-year fixed rate at 7.32% as of October 22, 2026. Realtor.com reported an average mortgage rate of 7.40% as of October 22, 2026. Either way, borrowing costs are real. Buyers in this market are still showing up, but they are watching price closely.

One more thing worth knowing: one street can read very differently from the whole ZIP code. The Real Estate Data Aggregator numbers cover all of 80487. Your block, your floor plan and your condition all shape what a buyer will pay. The ZIP-wide median is a starting point, not a final answer.